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Legal Notice

In order to comply with Article 10 of Law 34/2002 of Services of the Information Society and Electronic Commerce, we inform users of our data:


Registered Office: C/ Ponent 4, 25250 Bellpuig (Lleida)

NIF: B25583097

Phone: 973 32 04 38



Registration details: Registro Mercantil de Lérida – 10 acts published in the BORME

1. Object

FINQUES RIBALTA BERTRAN, SL (hereinafter also the lender), as the party responsible for the website, provides users with this document which regulates the use of the website, with which we aim to comply with the obligations laid down in Law 34 /2002, on Information Society Services and Electronic Commerce (LSSICE or LSSI), and to inform all users of the website of the conditions of use of the website.

Through the website, FINQUES RIBALTA BERTRAN, SL provides users with access to and use of different services and content made available through the website.

Any person accessing this website assumes the role of user (hereinafter user), and implies full and unreserved acceptance of each and every one of the provisions included in this legal notice, as well as any other applicable legal provision.

As users, you should read this Legal Notice carefully whenever you enter the website, as this may undergo modifications because the lender reserves the right to modify any kind of information that may appear on the website, without any obligation to give prior notice or inform users of these obligations, being sufficient the publication on the website of the lender.

2. Conditions of access and use of the website

2.1. Free access to and use of the site

The provision of services by FINQUES RIBALTA BERTRAN, SL is free of charge for all users. However, some of the services provided by the lender through the website are subject to the payment of a price determined in the general terms and conditions.

2.2. User Registration

In general, the provision of services does not require prior subscription or registration by users. However, FINQUES RIBALTA BERTRAN, SL conditions the use of some of the services to the previous completion of the corresponding user registration. This registration shall be carried out in the manner expressly indicated in the service section itself.

2.3. Truthfulness of information

All information provided by the user must be true. For these purposes, the user guarantees the authenticity of the data communicated through the forms for the subscription of services. It will be the user’s responsibility to keep all the information provided to FINQUES RIBALTA BERTRAN, SL permanently updated so that it corresponds, at all times, to their real situation. In any case, the user shall be solely responsible for any false or inaccurate statements made and for any damage caused to the lender or third parties.

2.4. Underage children

For the use of the services, minors must always obtain prior consent from parents, guardians or legal representatives, who are ultimately responsible for all acts carried out by minors in their care. Responsibility for determining the specific content accessed by minors lies with minors, so if they access inappropriate content on the Internet, mechanisms should be put in place on their computers, in particular computer programmes, filters and blocks, to limit the content available and, although they are not infallible, they are particularly useful for controlling and restricting the material that minors can access.

2.5. Obligation to make proper use of the website

The user undertakes to use the website in accordance with the Law and this Legal Notice, as well as morality and good customs. To this end, the user will refrain from using the site for illegal or prohibited purposes, harmful to the rights and interests of third parties, or in any way damage, disable, overburden, impair or impede the normal use of computer equipment or documents, files and all kinds of content stored on any computer equipment of the lender.

In particular, and by way of example, but not exhaustively, the user undertakes not to transmit, disseminate or make available to third parties: information, data, content, messages, graphics, drawings, sound or image files, photographs, recordings, software and, in general, any kind of material which:

(a) would violate, disregard or infringe fundamental rights and public freedoms recognised in the constitution, international treaties and other applicable norms;

(b) induces, incites or promotes criminal, degrading, defamatory, violent or, in general, unlawful, immoral or contrary to public order;

(c) induces, incites or promotes discriminatory actions, attitudes or thoughts on grounds of sex, race, religion, belief, age or status;

(d) is contrary to the right to honour, to personal or family privacy or to one’s own image;

(e) in any way impairs the credibility of the lender or any third party; and

(f) constitutes unlawful, misleading or unfair advertising.

3. Disclaimer of warranties and liability

The lender disclaims any liability for the information published on our website, provided that this information has been manipulated or introduced by an outside third party.

This website has been checked and tested to ensure that it works properly. In principle, proper operation can be guaranteed 365 days a year, 24 hours a day. However, the lender does not rule out the possibility that certain programming errors may occur, or that force majeure, natural disasters, strikes or similar circumstances may make it impossible to access the website.

FINQUES RIBALTA BERTRAN, SL does not grant any guarantee nor is it responsible, in any case, for damages of any nature that may arise from the lack of availability, maintenance and effective functioning of the website or its services and contents; for the existence of viruses, malicious or harmful programmes in the contents; for the illicit, negligent, fraudulent use or use contrary to this Legal Notice and conditions of use; or for the lack of legality, quality, reliability, usefulness and availability of the services provided by third parties available to users of our website.

In no event shall the lender be liable for any damages arising from the illegal or improper use of this website.

4. Cookies

The lender’s website may use cookies (small information files that the server sends to the computer of the person accessing the page) to carry out certain functions that are considered essential for the proper functioning and display of the site. The cookies used are, in any case, of a temporary nature, with the sole purpose of making browsing more efficient, disappearing at the end of the user’s session. Under no circumstances will cookies be used to collect personal information. For more information, see our Cookie Policy.

5. Links

From the website you may be redirected to sponsored content, advertisements and/or affiliate and/or third party links. Among the links provided, there is the possibility to inform or refer to products and/or services of third parties. Given that we cannot control the contents introduced by third parties, FINQUES RIBALTA BERTRAN, SL does not assume any type of responsibility with respect to these contents, nor does it guarantee the experience, integrity or quality of its products. In any case, the lender states that it will immediately remove any content that could contravene national or international legislation, morality or public order, proceeding to the immediate withdrawal of the redirection to these websites, informing the competent authorities of the content in question.

FINQUES RIBALTA BERTRAN, SL will keep these links published until they are eliminated or suspended by the lender or the advertiser, and will not be held responsible even if these advertisements are indexed by other search engines outside this website.

The lender is not responsible for the information and content stored, including but not limited to, forums, chats, blogs, comments, social networks or any other means that allows third parties to publish content independently on the website of the lender. However, and in compliance with the provisions of art. 11 and 16 of the LSSICE, the lender is available to all users, authorities and security forces, and actively collaborating in the removal or, where necessary, blocking of all content that may affect or contravene national or international law, the rights of third parties or morality and public order. In the event that the user considers that there may be any content that could be susceptible to this classification, please inform the website administrator immediately.

However, FINQUES RIBALTA BERTRAN, SL informs you that any contractual or extra-contractual relationship that the user enters into with these third parties, affiliates or advertisers through the link provided by this website will be valid solely and exclusively between the user and the advertiser and/or third party and FINQUES RIBALTA BERTRAN, SL shall have no liability whatsoever for any damages or losses that may be caused by the provision of services and/or contractual or extra-contractual relations carried out between the user and the advertisers or third parties contacted through this portal, given that the lender only acts as an intermediary or advertising medium.

6. Protection of personal data

The lender is deeply committed to compliance with personal data protection regulations and guarantees full compliance with the obligations set forth, as well as the implementation of the security measures set forth in the European Data Protection Regulation and Spanish data protection regulations. For more information, see our Privacy Policy.

7. Intellectual and industrial property

The website, including but not limited to programming, editing, compilation and other elements necessary for its operation, designs, logos, text, photographs and/or graphics are the property of the lender or, if necessary, has the express licence or authorisation of the authors. All the contents of the website are duly protected by intellectual and industrial property regulations.

Regardless of the purpose for which they were intended, reproduction in whole or in part, use, distribution and public communication require the prior written consent of the lender. Any use not previously authorised by the lender shall be considered a serious breach of the author’s intellectual or industrial property rights.

The designs, logos, texts and/or graphics that do not belong to the lender and which may appear on the website belong to their respective owners, who are responsible for any possible controversy that may arise with respect to the same. In all cases, the lender has the express prior authorisation of the lenders.

The lender recognises in favour of their owners the corresponding industrial and intellectual property rights, not implying the mention or appearance on the website, the existence of rights or any responsibility of the lender on these, nor support, sponsorship or recommendation by this.

To make any comments regarding possible breaches of intellectual or industrial property rights, as well as any of the contents of the website, you can do so by sending an e-mail to the above-mentioned address.

8. Applicable law and jurisdiction

For the resolution of disputes or questions related to this website or the activities carried out on it, Spanish legislation shall apply, to which the parties expressly submit themselves, and the Courts and Tribunals of Barcelona shall be competent for the resolution of all disputes arising from or related to its use.